As a requirement of obtaining a driver’s license in North Carolina, a Certification of liability insurance coverage must be submitted on DMV Form DL-123, or an original liability insurance policy, binder or an insurance card and must come from an insurance company licensed to do business in North Carolina.

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In addition to the state required liability coverage, your financial institution may require “full” coverage, which includes comprehensive and collision insurance, if you obtained a loan to purchase the vehicle.

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One of our many Personal Lines insurance agents can provide you detailed information on the coverages mentioned above as well as explaining terms such as “deductible”, “under-insured”, “loss of use” and so on.

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If you would like a quote comparing the cost of coverage between the many companies that we represent, our agents can provide that to you confidentially within a matter of minutes if they have information about you, your vehicles and your driving record.

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Call, click or stop by today to get started on your auto insurance education.