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BUSINESS OWNER'S POLICY

Business Owner’s Policy / Commercial Package

For many small to medium size business owners a Business Owner’s Policy (“BOP”) or a Commercial Package (“Package”) is the primary insurance policy they need. A BOP provides both Business Property coverage as well as General Liability coverage (both detailed below), while a Package policy…

Business Property

As a business owner, its important to protect the tools and equipment of your trade, whether you are a contractor with a wide variety of equipment or a salesman with just a handful of home office equipment. A stand alone Business Property policy may be right for you in some situations, such as…

General Liability

Anyone in business needs to consider protecting their assets and future earnings with a General Liability (“GL”) policy. A GL will provide…

Inland Marine / Builder’s Risk

Builders and Contractors will benefit from…

Business Income

If your business experiences a catastrophic loss a BOP, Package or Property policy will cover replacing some or all of your equipment, but not your lost income while you rebuild and/or retool. A Business Income policy will help you replace lost Business Income…

Crime

Here is where someone more qualified than me would write one or two sentences about Crime insurance…

Employer Practices

While every employer may attempt to treat their employees fairly, unfortunately in today’s litigious society Employer Practices insurance is becoming more popular…

Contractors, Garage Keepers, Retail, Restaurants, etc

Depending on the nature of your business, C&D’s agent may need to obtain insurance for you within a specialized program. These programs are tailored to certain types of business to better serve you.