Business Owner’s Policy / Commercial Package

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For many small to medium size business owners a Business Owner’s Policy (“BOP”) or a Commercial Package (“Package”) is the primary insurance policy they need. A BOP provides both Business Property coverage as well as General Liability coverage (both detailed below), while a Package policy…

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Business Property

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As a business owner, its important to protect the tools and equipment of your trade, whether you are a contractor with a wide variety of equipment or a salesman with just a handful of home office equipment. A stand alone Business Property policy may be right for you in some situations, such as…

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General Liability

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Anyone in business needs to consider protecting their assets and future earnings with a General Liability (“GL”) policy. A GL will provide…

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Inland Marine / Builder’s Risk

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Builders and Contractors will benefit from…

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Business Income

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If your business experiences a catastrophic loss a BOP, Package or Property policy will cover replacing some or all of your equipment, but not your lost income while you rebuild and/or retool. A Business Income policy will help you replace lost Business Income…

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Crime

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Here is where someone more qualified than me would write one or two sentences about Crime insurance…

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Employer Practices

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While every employer may attempt to treat their employees fairly, unfortunately in today’s litigious society Employer Practices insurance is becoming more popular…

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Contractors, Garage Keepers, Retail, Restaurants, etc

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Depending on the nature of your business, C&D’s agent may need to obtain insurance for you within a specialized program. These programs are tailored to certain types of business to better serve you.