Umbrella insurance refers to a liability insurance policy that protects the assets and future income of the policyholder above and beyond the standard limits on their primary policies. The term “umbrella” refers to how the policy shields the insured’s assets more broadly than primary coverage.
Every business owner should discuss commercial umbrella coverage with an insurance professional, especially if your company’s net worth plus your future income earning ability exceeds the limits of your general liability and/or your commercial auto insurance policies.
One of our licensed Property & Casualty insurance agents in our Commercial Lines department can provide you with all of the information you need to determine if a Commercial Umbrella policy is right for you.
Call, click or stop by today to learn more about Commercial Umbrella policies from one of our licensed insurance agents.